HPIO releases Private Health Insurance Basics
Ohioans receive insurance coverage through public programs such as Medicare, Medicaid and military coverage or private forms of coverage such as employer-sponsored insurance, the ACA marketplace and direct-purchase plans, as illustrated above
The Health Policy Institute of Ohio has released Private Health Insurance Basics, an overview of private health coverage in Ohio.
HPIO also released companion resources including a four-page executive summary and a glossary of private health insurance terms.
Ohioans receive insurance coverage through public programs such as Medicare, Medicaid and military coverage or private forms of coverage such as employer-sponsored insurance, the ACA marketplace and direct-purchase plans, as illustrated above. The brief focuses on private coverage.
Private Health Insurance Basics covers:
- Sources of health insurance in Ohio
- How health insurance works
- Managed care
- Regulation of private health insurance
Since its founding in 2003, HPIO has published “basics” guides on key health policy issues, including Ohio Public Health Basics 2025 and Ohio Medicaid Basics 2025. These guides support data-driven policies that improve health, advance health equity and increase the value of healthcare spending in Ohio.
Published On
October 16, 2026
