Some large insurers to keep some ACA provisions, even if law struck down

Three of the nation’s largest health insurance companies announced last week that they would continue to offer some of the most popular provisions in the Affordable Care Act, even if the Supreme Court decides to strike down the law (Source: “Health Insurers: We’ll Continue with Reforms, Regardless,” CFO magazine, June 11, 2012).

UnitedHealthcare was the first to announce that even if the Supreme Court rules that the entire health reform law is unconstitutional, it would continue the law’s requirement to cover dependents up to age 26 on their parent’s plan, provide preventive services without co-pays and prohibit lifetime dollar limits on policies. UHC also announced that it would not pursue recisions except for cases, as allowed in the ACA, of fraud or intential misrepresentation.

Humana and Aetna announced later the same day that they, too, would keep the same ACA provisions regardless of the court ruling. Cigna, however, said it would wait for a court decision before announcing its plans.